Tech
x402 vs AP2 vs ACP: Which Agent Payment Protocol Should You Build On? (2026)
Disclosure: I work on distribution for PinkWallet, which is building an agentic payments product (mentioned once near the end, honestly, as one option in early access). Every claim about a protocol below links to that protocol's own docs, spec repo, or announcement, checked today.
Short answer: Don't pick one protocol as "the" agent payment standard — pick based on what your agent is actually doing. If it's paying another service per API call or per piece of data, look at x402 (or MPP ,...
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