A GitHub Copilot spending limit is a monthly budget, set in billing settings, that caps metered AI credit consumption for an enterprise, an organization, a cost center, or a single user. Creating one takes about two minutes. Knowing what it stops takes longer, and the gap between those two things is where most surprise Copilot invoices live. Two facts account for nearly all of them. On enterprise, organization and cost center budgets, the setting that actually blocks usage is off by default, ...