A month ago we added a card_token column to the users table so a background job could retry failed Pro charges. It lasted about two days. Storing card data in your own database drops you into PCI-DSS (the compliance standard that kicks in the moment card data touches your systems), so we pulled it and moved to Stripe-managed payment methods. Last week the charges started failing again. New Claude Code session, no memory of any of that. Its plan? Add a card_token column to users and retry....