Generative AI wins for anyone producing content — drafts, images, code snippets, summaries — because it is cheaper, mature and easy to review. Agentic AI wins when the job is a multi-step workflow with a goal and a checkable result, such as fixing a failing test suite or reconciling two ledgers. Agentic systems are built on top of generative models, so the practical 2026 answer is to run generative by default and promote only the well-specified, verifiable workflows to agentic. Be selective b...