If your bot sells something that cannot be taken back (crypto, a gift card, a payout of any kind) for Telegram Stars, a refund or chargeback can leave you with neither the Stars nor the goods. This post collects what the Bot API and Telegram's terms actually say about refunds, and the pattern we use in a production bot: hold the payout through the refund window, detect refunds by polling getStarTransactions , and let users post collateral to skip the hold. What Telegram says St...