Microsoft's Surface with the crappy old Nvidia chip won't keep up with anything from Apple, but Microsoft wouldn't be on board if Nvidia didn't have a roadmap for more and better laptop chips. And Apple can crash the market on a whim by just announcing a line of products that are local-first. Every WWDC video being about local AI (not literally, there are just a lot) and the Github repo full of specs and benchmarks for every company's local AI should have already done it, but finance people ar...