Hey r/SaaS , Most automated budget apps share the same glaring problem: to give you the convenience of automatic transaction tracking, they force you to hand over your intimate financial history. They read your banking SMS alerts, parse them, and upload your entire financial footprint to their cloud servers (usually to fuel a predatory backend loan funnel). The only alternative? Manual spreadsheet entry that 90% of people give up on after three weeks. I wanted to see if I could build a z...