看到隔壁帖子说 n26 退款成功。我招行 visa ，我卡已经转到 voxi 了。刚封的时候申请过退款被拒了。 重新绑定上付款的卡 重新 ask agent 了，5 分钟就退了，招行目前还没收到。 模板是这个 Subject: Request for Refund of Remaining Credit Balance Message: Dear GiffGaff Agent, I have received the notice of service termination for my account (Mobile Number: +447XXXXXXXXX). My number has been disabled / successfully ported out via PAC code on [Date, e.g. 25/08/2026]. I would like to request a formal refund of my remaining paid Airtime Credit balance back to my or...