If you've ever tried converting a bank statement PDF to CSV and ended up with a jumbled mess of merged cells, missing rows, or split transaction descriptions — you're not alone. This is one of the most common data pain points for accountants, bookkeepers, and anyone who does their own finances. In this post, I'll walk through why this happens, what the right approach looks like, and how to get clean, analysis-ready CSV output from any bank statement. Why Bank Statement PDFs Ar...